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RRSP's are more effectively used when contributions are made in your working years when you are earning more income, which is taxed in a higher tax bracket. Then when in retirement years you take an income from that portion of your savings and it is taxed in a lower bracket.
Ask The Expert
Ask The Expert is a monthly Q and A feature in the local Carberry News Express newspaper.
Family Finance is a column by author Andrew Allentuck in the Financial Post section of the National Post newspaper. Don and Erik work closely with Andrew to provide the background financial plan and technical analysis on some of his articles.
Grainews is an agricultural based publication written for farmers, and often by farmers, in a style they understand. Don and Erik work closely with author Andrew Allentuck, providing the background financial plans and theoretical analysis for Andrew's Farm Financial Planner column.